Category: FSBO

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Median income earners can only afford 25% of current listings

Median income earners can only afford 25% of current listings- The housing shortage would not be so bad if there were enough homes for all income levels- New report states that Median income earners only qualify for about 25% of the homes for sale. As of June 2, there were 433,104 single family homes on … Continue reading “Median income earners can only afford 25% of current listings”

Fannie Mae and Freddie Mac made changes to the Loan Level Price Adjustments (LLPAs) fee structure effective May 1, 2023.

Fannie Mae and Freddie Mac made changes to the Loan Level Price Adjustments (LLPAs) fee structure effective May 1, 2023. What is an LLPA? Loan Level Price Adjustments are loan fees charged to borrowers based on factors like credit score, down payment, and other factors. What changes are being made? The most recent LLPA changes … Continue reading “Fannie Mae and Freddie Mac made changes to the Loan Level Price Adjustments (LLPAs) fee structure effective May 1, 2023.”

States with the lowest to Highest tax rates in 2022:

Ranked from lowest to highest, these are the average property tax rates in the U.S. in 2022: Hawaii – 0.28%Alabama – 0.41%Colorado – 0.51%Louisiana – 0.55%South Carolina – 0.57%Delaware – 0.57%West Virginia – 0.58%Nevada – 0.60%Wyoming – 0.61% Arkansas – 0.62%Utah – 0.63%Arizona – 0.66%Idaho – 0.69%Tennessee – 0.71%California – 0.76%New Mexico – 0.80%Mississippi – … Continue reading “States with the lowest to Highest tax rates in 2022:”